First Time Buyer Mortgages

First Time Buyer Mortgages

Buying your first home can be very exciting – but also very stressful! So, if you are looking to get that all important first step on the property ladder, then we can help find you the best first time buyers mortgage, hassle free, leaving you to concentrate on the fun stuff – finding your new home!

Whether you are trying to buy a property in Herefordshire, Worcestershire, somewhere else in the Midlands, Wales or indeed anywhere in the UK, we can help you and make the process much easier.

First time buyer mortgages have become much harder to obtain since the recession started with larger deposits being required and lenders imposing strict affordability tests. Finding the best mortgage deals amongst mortgages for first time buyers is only the beginning of the difficulties; knowing how to present your application as a first time buyer to a prospective lender is more important today than it has ever been.

We can also help and advise on Shared Ownership and Shared Equity (part ownership) schemes, Guarantor Mortgages, Gifted Deposits, Stamp Duty and much more.

When you are starting out looking to take that first step, you will need to take advice for your first home mortgage. Getting the right first time buyer mortgage advice from an Independent Mortgage Broker can make the difference between getting the home you want … or not.

There are other very important matters to consider when buying your first home, such as protecting you and your Family in the event of hardship. This covers a multitude of things from mishaps to the building or your possessions (contents), to personal events such as serious illness, injury or death. Professional advice, based upon considering all of your circumstances and requirements, is essential.

Why take the risk of getting it wrong, get free first time buyer mortgage advice here.